COMP <GO>
OPBK vs MS // DIVIDEND YIELD & FCF PAYOUT SAFETY
OP Bancorp (NASDAQ) VS. Morgan Stanley (NYSE) • 15-METRIC TALLY: OPBK 5
— MS 3
▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: OPBK
LAST: $15.44 (+0.98%) • MKT CAP: $230.6M
dividend-safety
3.09%
LAST: $190.00 (-0.07%) • MKT CAP: $298.41B
dividend-safety
2.21%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (OPBK VS. MS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | OPBK | MS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 11.20% | 3.00% | +8.20 | OPBK | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 31.0x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 10.13% | -7.25% | +17.38 | OPBK | /fcf-yield <GO> |
| Operating Margin | — | 24.60% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 20.20% | +47.80 | OPBK | /net-margins <GO> |
| Revenue Growth (YoY) | -1.70% | 5.50% | -7.20 | MS | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 3.09% | 2.21% | +0.88 | OPBK | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 50.6 | 51.0 | -0.38 | MS | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.04 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 8.4x | 16.5x | -8.10 | OPBK | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $230.6M | $298.41B | -$298.18B | MS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | OPBK REV | MS REV | OPBK GROSS % | MS GROSS % | OPBK FCF | MS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $3.2M | $0 | — | — | $23.4M | -$17.89B |
| FY 2024 | $3.3M | $0 | — | — | $29.7M | $1.36B |
| FY 2023 | $2.1M | $0 | — | — | $67.8M | -$33.54B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
OPBK // BETA —
MS // BETA 1.04