COMP <GO>
OPBK vs JPM // EV/EBITDA & P/E VALUATION
OP Bancorp (NASDAQ) VS. JPMorgan Chase & Co. (NYSE) • 15-METRIC TALLY: OPBK 5
— JPM 4
■ METRIC PARITY
LAST: $15.44 (+0.98%) • MKT CAP: $230.6M
valuation
—
LAST: $343.58 (+1.26%) • MKT CAP: $913.30B
valuation
9.7x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (OPBK VS. JPM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | OPBK | JPM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 11.20% | 17.37% | -6.17 | JPM | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | 9.7x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 10.13% | -18.14% | +28.27 | OPBK | /fcf-yield <GO> |
| Operating Margin | — | 42.07% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 32.63% | +35.37 | OPBK | /net-margins <GO> |
| Revenue Growth (YoY) | -1.70% | 13.53% | -15.23 | JPM | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.09% | 1.96% | +1.13 | OPBK | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 2/9 | +3.00 | OPBK | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | 4.84% | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 50.6 | 55.1 | -4.48 | JPM | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.00 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 8.4x | 13.6x | -5.17 | OPBK | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $230.6M | $913.30B | -$913.07B | JPM | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | OPBK REV | JPM REV | OPBK GROSS % | JPM GROSS % | OPBK FCF | JPM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $3.2M | $182.45B | — | — | $23.4M | -$147.78B |
| FY 2024 | $3.3M | $177.56B | — | — | $29.7M | -$42.01B |
| FY 2023 | $2.1M | $158.10B | — | — | $67.8M | $12.97B |
| FY 2022 | — | $128.69B | — | — | — | $107.12B |
| FY 2021 | — | $121.65B | — | — | — | $78.08B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
OPBK // BETA —
JPM // BETA 1.00