COMP <GO>
ONIT vs MFIN // OPTIONS IMPLIED MOVE & PUT/CALL SKEW
Onity Group Inc. (NYSE) VS. Medallion Financial Corp. (NASDAQ) • 15-METRIC TALLY: ONIT 2
— MFIN 3
■ METRIC PARITY
LAST: $28.97 (+5.27%) • MKT CAP: $229.9M
options-implied-move
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LAST: $10.02 (-0.79%) • MKT CAP: $231.9M
options-implied-move
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15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ONIT VS. MFIN)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ONIT | MFIN | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 30.20% | 10.50% | +19.70 | ONIT | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | — | — | — | TIE | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 17.80% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 9.30% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 4.09% | -4.09 | MFIN | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 3/9 | 5/9 | -2.00 | MFIN | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew ACTIVE | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 48.0 | 38.5 | +9.50 | ONIT | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 5.8x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $229.9M | $231.9M | -$2.0M | MFIN | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ONIT REV | MFIN REV | ONIT GROSS % | MFIN GROSS % | ONIT FCF | MFIN FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.07B | $1.24B | — | — | -$750.9M | $126.3M |
| FY 2024 | $976.0M | $1.20B | — | — | -$574.6M | $108.7M |
| FY 2023 | $1.07B | $432.4M | — | — | $10.4M | $113.8M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ONIT // BETA —
MFIN // BETA —