COMP <GO>
ONIT vs CPSS // NET PROFIT MARGIN
Onity Group Inc. (NYSE) VS. Consumer Portfolio Services Inc. (NASDAQ) • 15-METRIC TALLY: ONIT 3
— CPSS 3
▲ NET PROFIT MARGIN LEADER: ONIT
LAST: $28.97 (+5.27%) • MKT CAP: $229.9M
net-margins
17.80%
LAST: $10.01 (-1.18%) • MKT CAP: $221.9M
net-margins
4.40%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ONIT VS. CPSS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ONIT | CPSS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 30.20% | 6.20% | +24.00 | ONIT | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | — | — | — | TIE | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin ACTIVE | 17.80% | 4.40% | +13.40 | ONIT | /net-margins <GO> |
| Revenue Growth (YoY) | 9.30% | 10.40% | -1.10 | CPSS | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 3/9 | 6/9 | -3.00 | CPSS | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 48.0 | 62.1 | -14.10 | CPSS | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 10.5x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $229.9M | $221.9M | $8.0M | ONIT | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ONIT REV | CPSS REV | ONIT GROSS % | CPSS GROSS % | ONIT FCF | CPSS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.07B | $434.5M | — | — | -$750.9M | $288.3M |
| FY 2024 | $976.0M | $393.5M | — | — | -$574.6M | $233.3M |
| FY 2023 | $1.07B | $352.0M | — | — | $10.4M | $238.0M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ONIT // BETA —
CPSS // BETA —