COMP <GO>
OCFC vs RBCAA // GROSS PROFIT MARGIN
OceanFirst Financial Corp. (NASDAQ) VS. Republic Bancorp Inc. (Class A) (NASDAQ) • 15-METRIC TALLY: OCFC 3
— RBCAA 4
■ METRIC PARITY
LAST: $18.34 (-1.77%) • MKT CAP: $1.84B
gross-margins
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LAST: $91.18 (-1.36%) • MKT CAP: $1.81B
gross-margins
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (OCFC VS. RBCAA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | OCFC | RBCAA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin ACTIVE | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 4.00% | 11.90% | -7.90 | RBCAA | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 4.53% | 8.95% | -4.42 | RBCAA | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 31.50% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 8.50% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.75% | 1.88% | +0.87 | OCFC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 6/9 | -2.00 | RBCAA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 71.9 | 51.3 | +20.60 | OCFC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 24.3x | 12.7x | +11.60 | RBCAA | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.84B | $1.81B | $24.2M | OCFC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | OCFC REV | RBCAA REV | OCFC GROSS % | RBCAA GROSS % | OCFC FCF | RBCAA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $6.12B | $417.5M | — | — | $79.5M | $161.1M |
| FY 2024 | $5.64B | $384.8M | — | — | $84.7M | $143.2M |
| FY 2023 | $472.2M | $360.2M | — | — | $124.3M | $108.5M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
OCFC // BETA —
RBCAA // BETA —