COMP <GO>
OBT vs BSRR // EV/EBITDA & P/E VALUATION
Orange County Bancorp Inc. (NASDAQ) VS. Sierra Bancorp (NASDAQ) • 15-METRIC TALLY: OBT 5
— BSRR 2
■ METRIC PARITY
LAST: $39.52 (-1.47%) • MKT CAP: $537.8M
valuation
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LAST: $42.01 (-1.52%) • MKT CAP: $553.1M
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (OBT VS. BSRR)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | OBT | BSRR | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 14.60% | 11.60% | +3.00 | OBT | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 7.99% | 5.85% | +2.14 | OBT | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.37% | 2.50% | -1.13 | BSRR | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 4/9 | +1.00 | OBT | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 70.6 | 63.4 | +7.20 | OBT | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.5x | 12.1x | -0.60 | OBT | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $537.8M | $553.1M | -$15.4M | BSRR | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | OBT REV | BSRR REV | OBT GROSS % | BSRR GROSS % | OBT FCF | BSRR FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.12B | $1.61B | — | — | $41.3M | $32.2M |
| FY 2024 | $1.05B | $1.52B | — | — | $32.9M | $56.0M |
| FY 2023 | $169.1M | $202.3M | — | — | $44.5M | $53.2M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
OBT // BETA —
BSRR // BETA —