COMP <GO>
NWBI vs WAFD // PIOTROSKI F-SCORE QUALITY
Northwest Bancshares Inc. (NASDAQ) VS. WaFd Inc. (NASDAQ) • 15-METRIC TALLY: NWBI 3
— WAFD 4
▲ PIOTROSKI F-SCORE QUALITY LEADER: WAFD
LAST: $15.34 (+0.79%) • MKT CAP: $2.25B
piotroski-score
5/9
LAST: $29.66 (+1.16%) • MKT CAP: $2.19B
piotroski-score
6/9
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (NWBI VS. WAFD)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | NWBI | WAFD | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 6.70% | 7.50% | -0.80 | WAFD | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 6.31% | 9.49% | -3.18 | WAFD | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 68.00% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 7.80% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 4.89% | 3.86% | +1.03 | NWBI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality ACTIVE | 5/9 | 6/9 | -1.00 | WAFD | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 55.1 | 45.4 | +9.70 | NWBI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 16.6x | 9.0x | +7.60 | WAFD | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $2.25B | $2.19B | $52.0M | NWBI | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | NWBI REV | WAFD REV | NWBI GROSS % | WAFD GROSS % | NWBI FCF | WAFD FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $29.6M | — | — | $141.8M | $208.2M |
| FY 2024 | $0 | $27.5M | — | — | $125.4M | $414.6M |
| FY 2023 | $0 | $26.1M | — | — | $92.9M | $214.0M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
NWBI // BETA —
WAFD // BETA —