COMP <GO>
NU vs MCO // OPERATING MARGIN
Nu Holdings Ltd. (Class A) (NYSE) VS. Moody's Corporation (NYSE) • 15-METRIC TALLY: NU 3
— MCO 8
▲ OPERATING MARGIN LEADER: MCO
LAST: $12.05 (+0.67%) • MKT CAP: $58.51B
operating-margins
13.90%
LAST: $488.83 (+2.42%) • MKT CAP: $84.27B
operating-margins
43.40%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (NU VS. MCO)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | NU | MCO | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.90% | 30.60% | -20.70 | MCO | /roic <GO> |
| EV/EBITDA & P/E Valuation | 21.0x | 24.5x | -3.50 | NU | /valuation <GO> |
| Free Cash Flow Yield | 2.21% | 3.06% | -0.85 | MCO | /fcf-yield <GO> |
| Operating Margin ACTIVE | 13.90% | 43.40% | -29.50 | MCO | /operating-margins <GO> |
| Net Profit Margin | 10.90% | 31.90% | -21.00 | MCO | /net-margins <GO> |
| Revenue Growth (YoY) | 4.40% | 8.90% | -4.50 | MCO | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.83% | -0.83 | MCO | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 35.5 | 57.2 | -21.70 | MCO | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.03 | 0.91 | +0.12 | NU | /macro-sensitivity <GO> |
| Forward P/E Multiple | 30.5x | 31.9x | -1.40 | NU | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $58.51B | $84.27B | -$25.76B | MCO | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | NU REV | MCO REV | NU GROSS % | MCO GROSS % | NU FCF | MCO FCF |
|---|---|---|---|---|---|---|
| FY 2025 | — | $7.72B | — | 74.4% | — | $2.58B |
| FY 2024 | — | $7.09B | — | 72.6% | — | $2.52B |
| FY 2023 | — | $5.92B | — | — | — | $1.88B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
NU // BETA 1.03
MCO // BETA 0.91