COMP <GO>
NTB vs MS // GROSS PROFIT MARGIN
Bank of N.T. Butterfield & Son Limited Voting (NYSE) VS. Morgan Stanley (NYSE) • 15-METRIC TALLY: NTB 6
— MS 3
■ METRIC PARITY
LAST: $57.30 (-1.50%) • MKT CAP: $2.29B
gross-margins
—
LAST: $190.00 (-0.07%) • MKT CAP: $298.41B
gross-margins
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (NTB VS. MS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | NTB | MS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin ACTIVE | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 20.30% | 3.00% | +17.30 | NTB | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 31.0x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 12.20% | -7.25% | +19.45 | NTB | /fcf-yield <GO> |
| Operating Margin | — | 24.60% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 38.20% | 20.20% | +18.00 | NTB | /net-margins <GO> |
| Revenue Growth (YoY) | 4.60% | 5.50% | -0.90 | MS | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.39% | 2.21% | +1.18 | NTB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 5/9 | +1.00 | NTB | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 33.6 | 51.0 | -17.37 | MS | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.04 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 9.2x | 16.5x | -7.30 | NTB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $2.29B | $298.41B | -$296.12B | MS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | NTB REV | MS REV | NTB GROSS % | MS GROSS % | NTB FCF | MS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $606.8M | $0 | — | — | $279.6M | -$17.89B |
| FY 2024 | $579.9M | $0 | — | — | $265.4M | $1.36B |
| FY 2023 | $578.6M | $0 | — | — | $300.3M | -$33.54B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
NTB // BETA —
MS // BETA 1.04