COMP <GO>
NODK vs KINS // OPERATING MARGIN
NI Holdings Inc. (NASDAQ) VS. Kingstone Companies Inc. (NASDAQ) • 15-METRIC TALLY: NODK 2
— KINS 5
■ METRIC PARITY
LAST: $14.96 (-1.06%) • MKT CAP: $308.5M
operating-margins
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LAST: $20.17 (+0.65%) • MKT CAP: $290.1M
operating-margins
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15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (NODK VS. KINS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | NODK | KINS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -4.30% | 33.20% | -37.50 | KINS | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | -5.02% | — | — | TIE | /fcf-yield <GO> |
| Operating Margin ACTIVE | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | -3.70% | 19.00% | -22.70 | KINS | /net-margins <GO> |
| Revenue Growth (YoY) | -12.30% | 38.50% | -50.80 | KINS | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.18% | 0.49% | +1.69 | NODK | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 1/9 | 6/9 | -5.00 | KINS | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 57.7 | 60.0 | -2.30 | KINS | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 6.0x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $308.5M | $290.1M | $18.4M | NODK | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | NODK REV | KINS REV | NODK GROSS % | KINS GROSS % | NODK FCF | KINS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $285.1M | $214.9M | — | — | -$15.5M | $73.1M |
| FY 2024 | $325.2M | $155.1M | — | — | $37.5M | $55.6M |
| FY 2023 | $304.0M | $144.2M | — | — | $51.0M | -$11.3M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
NODK // BETA —
KINS // BETA —