COMP <GO>
NODK vs AMSF // FREE CASH FLOW YIELD
NI Holdings Inc. (NASDAQ) VS. AMERISAFE Inc. (NASDAQ) • 15-METRIC TALLY: NODK 2
— AMSF 6
▲ FREE CASH FLOW YIELD LEADER: AMSF
LAST: $15.15 (+0.13%) • MKT CAP: $308.7M
fcf-yield
-5.02%
LAST: $20.49 (-0.99%) • MKT CAP: $383.5M
fcf-yield
2.08%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (NODK VS. AMSF)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | NODK | AMSF | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -4.30% | 18.70% | -23.00 | AMSF | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | -5.02% | 2.08% | -7.10 | AMSF | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | -3.70% | 14.80% | -18.50 | AMSF | /net-margins <GO> |
| Revenue Growth (YoY) | -12.30% | 2.70% | -15.00 | AMSF | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.18% | 0.00% | +2.18 | NODK | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 1/9 | 3/9 | -2.00 | AMSF | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 56.8 | 32.5 | +24.30 | NODK | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 8.5x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $308.7M | $383.5M | -$74.8M | AMSF | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | NODK REV | AMSF REV | NODK GROSS % | AMSF GROSS % | NODK FCF | AMSF FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $285.1M | $317.3M | — | — | -$15.5M | $8.9M |
| FY 2024 | $325.2M | $309.0M | — | — | $37.5M | $23.4M |
| FY 2023 | $304.0M | $306.9M | — | — | $51.0M | $29.8M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
NODK // BETA —
AMSF // BETA —