COMP <GO>
NIC vs MS // RETURN ON INVESTED CAPITAL (ROIC)
Nicolet Bankshares Inc. (NYSE) VS. Morgan Stanley (NYSE) • 15-METRIC TALLY: NIC 3
— MS 3
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: NIC
LAST: $174.74 (+1.85%) • MKT CAP: $3.60B
roic
12.00%
LAST: $185.73 (+0.78%) • MKT CAP: $289.46B
roic
3.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (NIC VS. MS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | NIC | MS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 12.00% | 3.00% | +9.00 | NIC | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 31.0x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 4.13% | -7.25% | +11.38 | NIC | /fcf-yield <GO> |
| Operating Margin | — | 24.60% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 20.20% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 5.50% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.52% | 2.21% | -1.69 | MS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 58.3 | 44.1 | +14.20 | NIC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.04 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 22.3x | 16.5x | +5.80 | MS | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $3.60B | $289.46B | -$285.86B | MS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | NIC REV | MS REV | NIC GROSS % | MS GROSS % | NIC FCF | MS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $3.86B | $55.71B | — | — | $149.4M | -$17.89B |
| FY 2024 | $3.69B | $44.24B | — | — | $116.8M | $1.36B |
| FY 2023 | $647.2M | $30.02B | — | — | $108.0M | -$33.54B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
NIC // BETA —
MS // BETA 1.04