COMP <GO>
NIC vs FIBK // GROSS PROFIT MARGIN
Nicolet Bankshares Inc. (NYSE) VS. First Interstate BancSystem Inc. (NASDAQ) • 15-METRIC TALLY: NIC 1
— FIBK 5
■ METRIC PARITY
LAST: $171.56 (-0.56%) • MKT CAP: $3.62B
gross-margins
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LAST: $37.65 (-0.79%) • MKT CAP: $3.62B
gross-margins
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15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (NIC VS. FIBK)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | NIC | FIBK | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin ACTIVE | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 12.00% | 8.80% | +3.20 | NIC | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 4.13% | 8.45% | -4.32 | FIBK | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.52% | 5.37% | -4.85 | FIBK | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 61.3 | 65.0 | -3.70 | FIBK | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 22.3x | 11.2x | +11.10 | FIBK | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $3.62B | $3.62B | -$1.2M | FIBK | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | NIC REV | FIBK REV | NIC GROSS % | FIBK GROSS % | NIC FCF | FIBK FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $149.4M | $305.6M |
| FY 2024 | $0 | $0 | — | — | $116.8M | $355.0M |
| FY 2023 | $0 | $0 | — | — | $108.0M | $428.0M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
NIC // BETA —
FIBK // BETA —