COMP <GO>
NECB vs TSBK // OPERATING MARGIN
NorthEast Community Bancorp Inc. (NASDAQ) VS. Timberland Bancorp Inc. (NASDAQ) • 15-METRIC TALLY: NECB 6
— TSBK 1
■ METRIC PARITY
LAST: $28.97 (+1.15%) • MKT CAP: $398.8M
operating-margins
—
LAST: $47.26 (+0.38%) • MKT CAP: $367.5M
operating-margins
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (NECB VS. TSBK)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | NECB | TSBK | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 12.60% | 10.90% | +1.70 | NECB | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 12.75% | 7.73% | +5.02 | NECB | /fcf-yield <GO> |
| Operating Margin ACTIVE | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.34% | 2.20% | +1.14 | NECB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 5/9 | -1.00 | TSBK | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 64.1 | 56.3 | +7.81 | NECB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 8.4x | 11.7x | -3.30 | NECB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $398.8M | $367.5M | $31.3M | NECB | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | NECB REV | TSBK REV | NECB GROSS % | TSBK GROSS % | NECB FCF | TSBK FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $50.8M | $28.4M |
| FY 2024 | $0 | $0 | — | — | $48.2M | $21.7M |
| FY 2023 | $0 | $0 | — | — | $42.8M | $31.0M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
NECB // BETA —
TSBK // BETA —