COMP <GO>
NECB vs PBFS // RSI-14 & 200D SMA MOMENTUM
NorthEast Community Bancorp Inc. (NASDAQ) VS. Pioneer Bancorp Inc. (NASDAQ) • 15-METRIC TALLY: NECB 5
— PBFS 2
▲ RSI-14 & 200D SMA MOMENTUM LEADER: NECB
LAST: $28.97 (+1.15%) • MKT CAP: $398.8M
rsi-technicals
64.6
LAST: $18.12 (+0.28%) • MKT CAP: $450.1M
rsi-technicals
56.3
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (NECB VS. PBFS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | NECB | PBFS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 12.60% | 6.30% | +6.30 | NECB | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 12.75% | 2.47% | +10.28 | NECB | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 68.00% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 5.80% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.34% | 0.00% | +3.34 | NECB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 5/9 | -1.00 | PBFS | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum ACTIVE | 64.6 | 56.3 | +8.30 | NECB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 8.4x | 20.6x | -12.20 | NECB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $398.8M | $450.1M | -$51.3M | PBFS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | NECB REV | PBFS REV | NECB GROSS % | PBFS GROSS % | NECB FCF | PBFS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $15.8M | — | — | $50.8M | $11.1M |
| FY 2024 | $0 | $15.0M | — | — | $48.2M | $23.0M |
| FY 2023 | $0 | $13.0M | — | — | $42.8M | $26.3M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
NECB // BETA —
PBFS // BETA —