COMP <GO>
NBN vs FSBC // FREE CASH FLOW YIELD
Northeast Bank (NASDAQ) VS. Five Star Bancorp (NASDAQ) • 15-METRIC TALLY: NBN 1
— FSBC 2
■ METRIC PARITY
LAST: $127.91 (-2.40%) • MKT CAP: $1.16B
fcf-yield
—
LAST: $45.76 (-0.17%) • MKT CAP: $1.12B
fcf-yield
6.36%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (NBN VS. FSBC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | NBN | FSBC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | — | 13.80% | — | TIE | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | — | 6.36% | — | TIE | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 1.52% | -1.52 | FSBC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | — | 5/9 | — | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 40.9 | 57.0 | -16.14 | FSBC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 16.9x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.16B | $1.12B | $33.7M | NBN | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | NBN REV | FSBC REV | NBN GROSS % | FSBC GROSS % | NBN FCF | FSBC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | — | $0 | — | — | — | $71.4M |
| FY 2024 | — | $0 | — | — | — | $51.2M |
| FY 2023 | — | $0 | — | — | — | $38.9M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
NBN // BETA —
FSBC // BETA —