COMP <GO>
NBHC vs MS // FREE CASH FLOW YIELD
National Bank Holdings Corporation (NYSE) VS. Morgan Stanley (NYSE) • 15-METRIC TALLY: NBHC 5
— MS 4
▲ FREE CASH FLOW YIELD LEADER: NBHC
LAST: $37.43 (-0.35%) • MKT CAP: $1.67B
fcf-yield
9.71%
LAST: $184.30 (-3.00%) • MKT CAP: $298.41B
fcf-yield
-7.25%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (NBHC VS. MS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | NBHC | MS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 7.90% | 3.00% | +4.90 | NBHC | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 31.0x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 9.71% | -7.25% | +16.96 | NBHC | /fcf-yield <GO> |
| Operating Margin | — | 24.60% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 20.20% | +47.80 | NBHC | /net-margins <GO> |
| Revenue Growth (YoY) | 2.10% | 5.50% | -3.40 | MS | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.75% | 2.21% | +0.54 | NBHC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 5/9 | -1.00 | MS | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 39.3 | 51.0 | -11.70 | MS | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.04 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 14.2x | 16.5x | -2.30 | NBHC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.67B | $298.41B | -$296.73B | MS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | NBHC REV | MS REV | NBHC GROSS % | MS GROSS % | NBHC FCF | MS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $47.1M | $0 | — | — | $162.4M | -$17.89B |
| FY 2024 | $46.2M | $0 | — | — | $155.3M | $1.36B |
| FY 2023 | $46.9M | $0 | — | — | $166.9M | -$33.54B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
NBHC // BETA —
MS // BETA 1.04