COMP <GO>
NBHC vs BAC // EV/EBITDA & P/E VALUATION
National Bank Holdings Corporation (NYSE) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: NBHC 4
— BAC 5
■ METRIC PARITY
LAST: $37.56 (+0.21%) • MKT CAP: $1.67B
valuation
—
LAST: $51.14 (+0.57%) • MKT CAP: $357.61B
valuation
30.2x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (NBHC VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | NBHC | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 7.90% | 2.50% | +5.40 | NBHC | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | 30.2x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 9.71% | 2.10% | +7.61 | NBHC | /fcf-yield <GO> |
| Operating Margin | — | 32.90% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 27.00% | +41.00 | NBHC | /net-margins <GO> |
| Revenue Growth (YoY) | 2.10% | 6.80% | -4.70 | BAC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.75% | 0.00% | +2.75 | NBHC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 7/9 | -3.00 | BAC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 37.6 | 38.3 | -0.65 | BAC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.90 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 14.2x | 10.9x | +3.30 | BAC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.67B | $357.61B | -$355.94B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | NBHC REV | BAC REV | NBHC GROSS % | BAC GROSS % | NBHC FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $47.1M | $113.10B | — | — | $162.4M | $7.52B |
| FY 2024 | $46.2M | $105.86B | — | — | $155.3M | -$13.57B |
| FY 2023 | $46.9M | $102.77B | — | — | $166.9M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
NBHC // BETA —
BAC // BETA 0.90