COMP <GO>
MTG vs SIGI // OPERATING MARGIN
MGIC Investment Corporation (NYSE) VS. Selective Insurance Group Inc. (NASDAQ) • 15-METRIC TALLY: MTG 6
— SIGI 6
▲ OPERATING MARGIN LEADER: MTG
LAST: $28.94 (+1.87%) • MKT CAP: $5.83B
operating-margins
74.20%
LAST: $100.76 (+1.95%) • MKT CAP: $5.83B
operating-margins
10.70%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (MTG VS. SIGI)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | MTG | SIGI | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 13.20% | 6.80% | +6.40 | MTG | /roic <GO> |
| EV/EBITDA & P/E Valuation | 6.8x | 14.8x | -8.00 | MTG | /valuation <GO> |
| Free Cash Flow Yield | 14.39% | 20.38% | -5.99 | SIGI | /fcf-yield <GO> |
| Operating Margin ACTIVE | 74.20% | 10.70% | +63.50 | MTG | /operating-margins <GO> |
| Net Profit Margin | 60.80% | 8.70% | +52.10 | MTG | /net-margins <GO> |
| Revenue Growth (YoY) | 0.50% | 9.80% | -9.30 | SIGI | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.24% | 1.59% | +0.65 | MTG | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 8/9 | -1.00 | SIGI | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 50.6 | 73.0 | -22.40 | SIGI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.14 | 1.16 | -0.02 | SIGI | /macro-sensitivity <GO> |
| Forward P/E Multiple | 7.4x | 11.7x | -4.30 | MTG | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $5.83B | $5.83B | -$3.0M | SIGI | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | MTG REV | SIGI REV | MTG GROSS % | SIGI GROSS % | MTG FCF | SIGI FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.21B | $5.34B | — | — | $851.8M | $1.19B |
| FY 2024 | $1.21B | $4.86B | — | — | $723.9M | $1.07B |
| FY 2023 | $1.16B | $4.23B | — | — | $661.0M | $568.5M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
MTG // BETA 1.14
SIGI // BETA 1.16