COMP <GO>
MS vs BAC // ALTMAN Z-SCORE & DEBT/EQUITY
Morgan Stanley (NYSE) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: MS 4
— BAC 8
■ METRIC PARITY
LAST: $190.00 (-0.07%) • MKT CAP: $298.41B
balance-sheet
—
LAST: $51.14 (+0.57%) • MKT CAP: $357.61B
balance-sheet
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (MS VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | MS | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.00% | 2.50% | +0.50 | MS | /roic <GO> |
| EV/EBITDA & P/E Valuation | 31.0x | 30.2x | +0.80 | BAC | /valuation <GO> |
| Free Cash Flow Yield | -7.25% | 2.10% | -9.35 | BAC | /fcf-yield <GO> |
| Operating Margin | 24.60% | 32.90% | -8.30 | BAC | /operating-margins <GO> |
| Net Profit Margin | 20.20% | 27.00% | -6.80 | BAC | /net-margins <GO> |
| Revenue Growth (YoY) | 5.50% | 6.80% | -1.30 | BAC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.21% | 0.00% | +2.21 | MS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 7/9 | -2.00 | BAC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 51.0 | 38.3 | +12.70 | MS | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.04 | 0.90 | +0.14 | MS | /macro-sensitivity <GO> |
| Forward P/E Multiple | 16.5x | 10.9x | +5.60 | BAC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $298.41B | $357.61B | -$59.20B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | MS REV | BAC REV | MS GROSS % | BAC GROSS % | MS FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $113.10B | — | — | -$17.89B | $7.52B |
| FY 2024 | $0 | $105.86B | — | — | $1.36B | -$13.57B |
| FY 2023 | $0 | $102.77B | — | — | -$33.54B | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
MS // BETA 1.04
BAC // BETA 0.90