COMP <GO>

MRBK vs CMTV // FREE CASH FLOW YIELD

Meridian Corporation (NASDAQ) VS. Community Bancorp. (NASDAQ) • 15-METRIC TALLY: MRBK 5 — CMTV 2

▲ FREE CASH FLOW YIELD LEADER: MRBK

LAST: $18.70 (-1.68%) • MKT CAP: $226.9M

fcf-yield

9.95%

LAST: $41.99 (-0.47%) • MKT CAP: $236.3M

fcf-yield

6.46%

15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (MRBK VS. CMTV) EMERALD CELL = QUANTITATIVE EDGE

INSTITUTIONAL METRIC	MRBK	CMTV	SPREAD (A - B)	ADVANTAGE	DEDICATED URL
Gross Profit Margin	—	—	—	TIE	/gross-margins <GO>
Return on Invested Capital (ROIC)	10.90%	14.90%	-4.00	CMTV	/roic <GO>
EV/EBITDA & P/E Valuation	—	—	—	TIE	/valuation <GO>
Free Cash Flow Yield ACTIVE	9.95%	6.46%	+3.49	MRBK	/fcf-yield <GO>
Operating Margin	—	—	—	TIE	/operating-margins <GO>
Net Profit Margin	68.00%	—	—	TIE	/net-margins <GO>
Revenue Growth (YoY)	10.10%	—	—	TIE	/revenue-growth <GO>
Dividend Yield & FCF Payout Safety	2.50%	1.68%	+0.82	MRBK	/dividend-safety <GO>
Altman Z-Score & Debt/Equity	—	—	—	TIE	/balance-sheet <GO>
Piotroski F-Score Quality	6/9	4/9	+2.00	MRBK	/piotroski-score <GO>
Options Implied Move & Put/Call Skew	—	—	—	TIE	/options-implied-move <GO>
RSI-14 & 200D SMA Momentum	54.9	52.2	+2.70	MRBK	/rsi-technicals <GO>
10Y Yield & FRED Macro Beta	—	—	—	TIE	/macro-sensitivity <GO>
Forward P/E Multiple	9.7x	12.9x	-3.20	MRBK	/forward-pe <GO>
Enterprise Scale & Market Cap	$226.9M	$236.3M	-$9.4M	CMTV	/market-cap <GO>

5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY

FISCAL YEAR	MRBK REV	CMTV REV	MRBK GROSS %	CMTV GROSS %	MRBK FCF	CMTV FCF
FY 2025	$6.3M	$0	—	—	$22.6M	$15.3M
FY 2024	$5.7M	$0	—	—	$9.0M	$15.0M
FY 2023	$4.9M	$0	—	—	$18.9M	$14.9M

FRED MACRO REGIME CORRELATION COMPARISON PEARSON r

MRBK // BETA —

CMTV // BETA —