COMP <GO>
MNSB vs BAFN // FREE CASH FLOW YIELD
MainStreet Bancshares Inc. (NASDAQ) VS. BayFirst Financial Corp. (NASDAQ) • 15-METRIC TALLY: MNSB 3
— BAFN 2
■ METRIC PARITY
LAST: $21.30 (-0.88%) • MKT CAP: $153.0M
fcf-yield
6.95%
LAST: $5.80 (-6.00%) • MKT CAP: $166.4M
fcf-yield
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (MNSB VS. BAFN)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | MNSB | BAFN | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 7.10% | -30.10% | +37.20 | MNSB | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 6.95% | — | — | TIE | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 68.00% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 9.40% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.99% | 0.40% | +1.59 | MNSB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 3/9 | +2.00 | MNSB | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 27.0 | 41.0 | -13.99 | BAFN | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 9.1x | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $153.0M | $166.4M | -$13.3M | BAFN | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | MNSB REV | BAFN REV | MNSB GROSS % | BAFN GROSS % | MNSB FCF | BAFN FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.2M | $0 | — | — | $10.6M | $288.5M |
| FY 2024 | $2.0M | $0 | — | — | $13.8M | $391.7M |
| FY 2023 | $2.1M | $0 | — | — | $31.6M | $454.8M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
MNSB // BETA —
BAFN // BETA —