COMP <GO>
MNDY vs BILL // 10Y YIELD & FRED MACRO BETA
monday.com Ltd. (NASDAQ) VS. BILL Holdings Inc. (NYSE) • 15-METRIC TALLY: MNDY 6
— BILL 4
▲ 10Y YIELD & FRED MACRO BETA LEADER: BILL
LAST: $95.26 (-0.36%) • MKT CAP: $4.09B
macro-sensitivity
1.20
LAST: $49.72 (+2.92%) • MKT CAP: $4.27B
macro-sensitivity
1.33
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (MNDY VS. BILL)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | MNDY | BILL | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 89.20% | 81.40% | +7.80 | MNDY | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -0.40% | -1.20% | +0.80 | MNDY | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 7.70% | 8.32% | -0.62 | BILL | /fcf-yield <GO> |
| Operating Margin | -0.10% | -5.50% | +5.40 | MNDY | /operating-margins <GO> |
| Net Profit Margin | 9.60% | 1.60% | +8.00 | MNDY | /net-margins <GO> |
| Revenue Growth (YoY) | 26.70% | 13.40% | +13.30 | MNDY | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 3.74 | 0.62 | +3.12 | MNDY | /balance-sheet <GO> |
| Piotroski F-Score Quality | 9/9 | 9/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 52.3 | 60.9 | -8.60 | BILL | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | 1.20 | 1.33 | -0.13 | BILL | /macro-sensitivity <GO> |
| Forward P/E Multiple | 28.7x | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $4.09B | $4.27B | -$182.1M | BILL | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | MNDY REV | BILL REV | MNDY GROSS % | BILL GROSS % | MNDY FCF | BILL FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.23B | $1.46B | 89.2% | 81.4% | $313.3M | $346.3M |
| FY 2024 | $972.0M | $1.29B | 89.3% | 81.8% | $297.9M | $277.8M |
| FY 2023 | $729.7M | $1.06B | — | — | $182.6M | $140.1M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
MNDY // BETA 1.20
BILL // BETA 1.33