COMP <GO>
MMS vs PAY // REVENUE GROWTH (YOY)
Maximus Inc. (NYSE) VS. Paymentus Holdings Inc. (Class A) (NYSE) • 15-METRIC TALLY: MMS 6
— PAY 5
▲ REVENUE GROWTH (YOY) LEADER: PAY
LAST: $62.84 (+1.67%) • MKT CAP: $3.29B
revenue-growth
2.40%
LAST: $32.26 (+2.02%) • MKT CAP: $4.06B
revenue-growth
37.30%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (MMS VS. PAY)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | MMS | PAY | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 24.60% | 24.80% | -0.20 | PAY | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 13.50% | 24.90% | -11.40 | PAY | /roic <GO> |
| EV/EBITDA & P/E Valuation | 8.8x | 49.3x | -40.50 | MMS | /valuation <GO> |
| Free Cash Flow Yield | 13.05% | 3.98% | +9.07 | MMS | /fcf-yield <GO> |
| Operating Margin | 9.70% | 6.30% | +3.40 | MMS | /operating-margins <GO> |
| Net Profit Margin | 5.90% | 5.60% | +0.30 | MMS | /net-margins <GO> |
| Revenue Growth (YoY) ACTIVE | 2.40% | 37.30% | -34.90 | PAY | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 3.10 | 25.80 | -22.70 | PAY | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 7/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 62.1 | 48.5 | +13.60 | MMS | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 9.6x | 51.0x | -41.40 | MMS | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $3.29B | $4.06B | -$772.7M | PAY | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | MMS REV | PAY REV | MMS GROSS % | PAY GROSS % | MMS FCF | PAY FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $5.43B | $1.20B | 24.6% | 24.8% | $429.4M | $161.8M |
| FY 2024 | $5.31B | $871.7M | 23.6% | 27.3% | $515.3M | $63.2M |
| FY 2023 | $4.90B | $614.5M | — | — | $314.3M | $68.8M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
MMS // BETA —
PAY // BETA —