COMP <GO>
MMS vs CBZ // ALTMAN Z-SCORE & DEBT/EQUITY
Maximus Inc. (NYSE) VS. CBIZ Inc. (NYSE) • 15-METRIC TALLY: MMS 9
— CBZ 3
▲ ALTMAN Z-SCORE & DEBT/EQUITY LEADER: MMS
LAST: $63.72 (+1.40%) • MKT CAP: $3.34B
balance-sheet
3.10
LAST: $54.98 (+0.06%) • MKT CAP: $2.98B
balance-sheet
1.84
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (MMS VS. CBZ)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | MMS | CBZ | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 24.60% | 12.90% | +11.70 | MMS | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 13.50% | 5.90% | +7.60 | MMS | /roic <GO> |
| EV/EBITDA & P/E Valuation | 8.8x | 17.5x | -8.70 | MMS | /valuation <GO> |
| Free Cash Flow Yield | 13.05% | 5.88% | +7.17 | MMS | /fcf-yield <GO> |
| Operating Margin | 9.70% | 8.50% | +1.20 | MMS | /operating-margins <GO> |
| Net Profit Margin | 5.90% | 4.20% | +1.70 | MMS | /net-margins <GO> |
| Revenue Growth (YoY) | 2.40% | 52.10% | -49.70 | CBZ | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | 3.10 | 1.84 | +1.26 | MMS | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 8/9 | -1.00 | CBZ | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 64.9 | 68.3 | -3.40 | CBZ | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.89 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 9.6x | 21.7x | -12.10 | MMS | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $3.34B | $2.98B | $352.8M | MMS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | MMS REV | CBZ REV | MMS GROSS % | CBZ GROSS % | MMS FCF | CBZ FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $5.43B | $2.76B | 24.6% | 12.9% | $429.4M | $175.5M |
| FY 2024 | $5.31B | $1.81B | 23.6% | 10.1% | $515.3M | $110.8M |
| FY 2023 | $4.90B | $1.59B | — | — | $314.3M | $81.9M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
MMS // BETA —
CBZ // BETA 0.89