COMP <GO>
MLR vs MA // EV/EBITDA & P/E VALUATION
Miller Industries Inc. (NYSE) VS. Mastercard Incorporated (NYSE) • 15-METRIC TALLY: MLR 3
— MA 5
■ METRIC PARITY
LAST: $52.13 (+0.75%) • MKT CAP: $591.8M
valuation
—
LAST: $635.70 (+4.16%) • MKT CAP: $556.88B
valuation
29.2x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (MLR VS. MA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | MLR | MA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 15.20% | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 5.50% | 33.50% | -28.00 | MA | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | 29.2x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 14.37% | 3.08% | +11.29 | MLR | /fcf-yield <GO> |
| Operating Margin | — | 57.60% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 2.90% | 45.60% | -42.70 | MA | /net-margins <GO> |
| Revenue Growth (YoY) | — | 16.40% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.55% | 0.49% | +1.06 | MLR | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 11.17 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 8/9 | -2.00 | MA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 37.2 | 68.8 | -31.58 | MA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.90 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 23.9x | 31.2x | -7.30 | MLR | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $591.8M | $556.88B | -$556.29B | MA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | MLR REV | MA REV | MLR GROSS % | MA GROSS % | MLR FCF | MA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $790.3M | $32.79B | 15.2% | — | $85.0M | $17.16B |
| FY 2024 | $1.26B | $28.17B | 13.6% | — | $1.5M | $14.31B |
| FY 2023 | $0 | $25.10B | — | — | $11.0M | $10.85B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
MLR // BETA —
MA // BETA 0.90