COMP <GO>

MGYR vs RVSB // RSI-14 & 200D SMA MOMENTUM

Magyar Bancorp Inc. (NASDAQ) VS. Riverview Bancorp Inc (NASDAQ) • 15-METRIC TALLY: MGYR 4 — RVSB 1

▲ RSI-14 & 200D SMA MOMENTUM LEADER: MGYR

LAST: $20.24 (+0.45%) • MKT CAP: $130.7M

rsi-technicals

53.5

LAST: $5.92 (-1.82%) • MKT CAP: $119.4M

rsi-technicals

48.8

15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (MGYR VS. RVSB) EMERALD CELL = QUANTITATIVE EDGE

INSTITUTIONAL METRIC	MGYR	RVSB	SPREAD (A - B)	ADVANTAGE	DEDICATED URL
Gross Profit Margin	—	—	—	TIE	/gross-margins <GO>
Return on Invested Capital (ROIC)	8.00%	-2.60%	+10.60	MGYR	/roic <GO>
EV/EBITDA & P/E Valuation	—	—	—	TIE	/valuation <GO>
Free Cash Flow Yield	7.51%	10.09%	-2.58	RVSB	/fcf-yield <GO>
Operating Margin	—	—	—	TIE	/operating-margins <GO>
Net Profit Margin	—	—	—	TIE	/net-margins <GO>
Revenue Growth (YoY)	—	—	—	TIE	/revenue-growth <GO>
Dividend Yield & FCF Payout Safety	1.40%	1.40%	0.00	TIE	/dividend-safety <GO>
Altman Z-Score & Debt/Equity	—	—	—	TIE	/balance-sheet <GO>
Piotroski F-Score Quality	5/9	3/9	+2.00	MGYR	/piotroski-score <GO>
Options Implied Move & Put/Call Skew	—	—	—	TIE	/options-implied-move <GO>
RSI-14 & 200D SMA Momentum ACTIVE	53.5	48.8	+4.70	MGYR	/rsi-technicals <GO>
10Y Yield & FRED Macro Beta	—	—	—	TIE	/macro-sensitivity <GO>
Forward P/E Multiple	12.5x	—	—	TIE	/forward-pe <GO>
Enterprise Scale & Market Cap	$130.7M	$119.4M	$11.3M	MGYR	/market-cap <GO>

5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY

FISCAL YEAR	MGYR REV	RVSB REV	MGYR GROSS %	RVSB GROSS %	MGYR FCF	RVSB FCF
FY 2025	$0	$0	—	—	$9.8M	$12.0M
FY 2024	$0	$0	—	—	$5.5M	$8.3M
FY 2023	$0	$0	—	—	$8.5M	$12.8M

FRED MACRO REGIME CORRELATION COMPARISON PEARSON r

MGYR // BETA —

RVSB // BETA —