COMP <GO>
MCY vs V // OPERATING MARGIN
Mercury General Corporation (NYSE) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: MCY 3
— V 6
■ METRIC PARITY
LAST: $103.73 (+1.28%) • MKT CAP: $5.67B
operating-margins
—
LAST: $425.51 (+2.88%) • MKT CAP: $738.98B
operating-margins
60.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (MCY VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | MCY | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 22.40% | 32.30% | -9.90 | V | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 28.9x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 19.12% | 2.90% | +16.22 | MCY | /fcf-yield <GO> |
| Operating Margin ACTIVE | — | 60.00% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 9.00% | 50.10% | -41.10 | V | /net-margins <GO> |
| Revenue Growth (YoY) | 9.40% | 11.30% | -1.90 | V | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.24% | 0.63% | +0.61 | MCY | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 9.09 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 9/9 | -3.00 | V | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 49.7 | 67.7 | -18.00 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.06 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 9.8x | 34.0x | -24.20 | MCY | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $5.67B | $738.98B | -$733.31B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | MCY REV | V REV | MCY GROSS % | V GROSS % | MCY FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $5.99B | $40.00B | — | — | $1.09B | $21.26B |
| FY 2024 | $5.48B | $35.93B | — | — | $1.04B | $18.33B |
| FY 2023 | $4.63B | $32.65B | — | — | $453.0M | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
MCY // BETA —
V // BETA 1.06