COMP <GO>
MCY vs RLI // OPTIONS IMPLIED MOVE & PUT/CALL SKEW
Mercury General Corporation (NYSE) VS. RLI Corp. (NYSE) • 15-METRIC TALLY: MCY 4
— RLI 5
■ METRIC PARITY
LAST: $103.73 (+1.28%) • MKT CAP: $5.67B
options-implied-move
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LAST: $67.24 (+3.08%) • MKT CAP: $5.98B
options-implied-move
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15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (MCY VS. RLI)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | MCY | RLI | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 22.40% | 13.50% | +8.90 | MCY | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 14.2x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 19.12% | 10.27% | +8.85 | MCY | /fcf-yield <GO> |
| Operating Margin | — | 26.10% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 9.00% | 21.40% | -12.40 | RLI | /net-margins <GO> |
| Revenue Growth (YoY) | 9.40% | 6.30% | +3.10 | MCY | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.24% | 4.08% | -2.84 | RLI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 9/9 | -3.00 | RLI | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew ACTIVE | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 49.7 | 65.0 | -15.30 | RLI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.13 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 9.8x | 13.7x | -3.90 | MCY | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $5.67B | $5.98B | -$310.8M | RLI | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | MCY REV | RLI REV | MCY GROSS % | RLI GROSS % | MCY FCF | RLI FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $5.99B | $1.88B | — | — | $1.09B | $608.7M |
| FY 2024 | $5.48B | $1.77B | — | — | $1.04B | $555.5M |
| FY 2023 | $4.63B | $1.51B | — | — | $453.0M | $396.2M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
MCY // BETA —
RLI // BETA 1.13