COMP <GO>
MCO vs NU // ALTMAN Z-SCORE & DEBT/EQUITY
Moody's Corporation (NYSE) VS. Nu Holdings Ltd. (Class A) (NYSE) • 15-METRIC TALLY: MCO 8
— NU 3
■ METRIC PARITY
LAST: $506.02 (+2.45%) • MKT CAP: $85.15B
balance-sheet
—
LAST: $11.62 (+0.09%) • MKT CAP: $56.37B
balance-sheet
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (MCO VS. NU)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | MCO | NU | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 30.60% | 9.90% | +20.70 | MCO | /roic <GO> |
| EV/EBITDA & P/E Valuation | 24.5x | 21.0x | +3.50 | NU | /valuation <GO> |
| Free Cash Flow Yield | 3.06% | 2.21% | +0.85 | MCO | /fcf-yield <GO> |
| Operating Margin | 43.40% | 13.90% | +29.50 | MCO | /operating-margins <GO> |
| Net Profit Margin | 31.90% | 10.90% | +21.00 | MCO | /net-margins <GO> |
| Revenue Growth (YoY) | 8.90% | 4.40% | +4.50 | MCO | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.83% | 0.00% | +0.83 | MCO | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 59.9 | 32.9 | +27.00 | MCO | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.91 | 1.03 | -0.12 | NU | /macro-sensitivity <GO> |
| Forward P/E Multiple | 31.9x | 30.5x | +1.40 | NU | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $85.15B | $56.37B | $28.78B | MCO | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | MCO REV | NU REV | MCO GROSS % | NU GROSS % | MCO FCF | NU FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $7.72B | — | 74.4% | — | $2.58B | — |
| FY 2024 | $7.09B | — | 72.6% | — | $2.52B | — |
| FY 2023 | $5.92B | — | — | — | $1.88B | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
MCO // BETA 0.91
NU // BETA 1.03