COMP <GO>
MBWM vs UVSP // 10Y YIELD & FRED MACRO BETA
Mercantile Bank Corporation (NASDAQ) VS. Univest Financial Corporation (NASDAQ) • 15-METRIC TALLY: MBWM 3
— UVSP 4
■ METRIC PARITY
LAST: $59.81 (-1.38%) • MKT CAP: $1.05B
macro-sensitivity
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LAST: $39.60 (+0.69%) • MKT CAP: $1.08B
macro-sensitivity
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (MBWM VS. UVSP)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | MBWM | UVSP | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 12.20% | 9.60% | +2.60 | MBWM | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 1.71% | 9.36% | -7.65 | UVSP | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 27.70% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 9.60% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.28% | 2.34% | -0.06 | UVSP | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 6/9 | -2.00 | UVSP | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 56.9 | 33.5 | +23.40 | MBWM | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.0x | 11.2x | -0.20 | MBWM | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.05B | $1.08B | -$36.3M | UVSP | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | MBWM REV | UVSP REV | MBWM GROSS % | UVSP GROSS % | MBWM FCF | UVSP FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $328.1M | — | — | $18.0M | $101.5M |
| FY 2024 | $0 | $299.2M | — | — | $101.1M | $75.1M |
| FY 2023 | $0 | $296.8M | — | — | $66.6M | $89.7M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
MBWM // BETA —
UVSP // BETA —