COMP <GO>
MBI vs NODK // PIOTROSKI F-SCORE QUALITY
MBIA Inc. (NYSE) VS. NI Holdings Inc. (NASDAQ) • 15-METRIC TALLY: MBI 3
— NODK 4
▲ PIOTROSKI F-SCORE QUALITY LEADER: MBI
LAST: $4.46 (+0.23%) • MKT CAP: $227.0M
piotroski-score
4/9
LAST: $14.96 (-1.06%) • MKT CAP: $308.5M
piotroski-score
1/9
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (MBI VS. NODK)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | MBI | NODK | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | — | -4.30% | — | TIE | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 16.74% | -5.02% | +21.76 | MBI | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | -60.00% | -3.70% | -56.30 | NODK | /net-margins <GO> |
| Revenue Growth (YoY) | 90.50% | -12.30% | +102.80 | MBI | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 2.18% | -2.18 | NODK | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality ACTIVE | 4/9 | 1/9 | +3.00 | MBI | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 47.2 | 57.7 | -10.50 | NODK | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $227.0M | $308.5M | -$81.5M | NODK | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | MBI REV | NODK REV | MBI GROSS % | NODK GROSS % | MBI FCF | NODK FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $80.0M | $285.1M | — | — | $38.0M | -$15.5M |
| FY 2024 | $42.0M | $325.2M | — | — | -$176.0M | $37.5M |
| FY 2023 | $7.0M | $304.0M | — | — | -$195.0M | $51.0M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
MBI // BETA —
NODK // BETA —