COMP <GO>
MARA vs UWMC // 10Y YIELD & FRED MACRO BETA
MARA Holdings Inc. (NASDAQ) VS. UWM Holdings Corporation (Class A) (NYSE) • 15-METRIC TALLY: MARA 2
— UWMC 6
■ METRIC PARITY
LAST: $6.77 (-5.51%) • MKT CAP: $2.77B
macro-sensitivity
1.03
LAST: $1.57 (+5.37%) • MKT CAP: $2.39B
macro-sensitivity
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (MARA VS. UWMC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | MARA | UWMC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -15.80% | 15.30% | -31.10 | UWMC | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | -18.00% | — | — | TIE | /fcf-yield <GO> |
| Operating Margin | -60.00% | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | -60.00% | 7.70% | -67.70 | UWMC | /net-margins <GO> |
| Revenue Growth (YoY) | -39.20% | 18.20% | -57.40 | UWMC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 3.28% | -3.28 | UWMC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 2/9 | +2.00 | MARA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 33.6 | 60.8 | -27.20 | UWMC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | 1.03 | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 27.0x | 8.2x | +18.80 | UWMC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $2.77B | $2.39B | $373.5M | MARA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | MARA REV | UWMC REV | MARA GROSS % | UWMC GROSS % | MARA FCF | UWMC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $58.7M | $3.16B | — | — | -$1.21B | -$2.72B |
| FY 2024 | $96.5M | $2.67B | — | — | -$927.8M | -$6.28B |
| FY 2023 | $57.7M | $2.17B | — | — | -$318.2M | $165.2M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
MARA // BETA 1.03
UWMC // BETA —