COMP <GO>
LOB vs QCRH // FREE CASH FLOW YIELD
Live Oak Bancshares Inc. (NYSE) VS. QCR Holdings Inc. (NASDAQ) • 15-METRIC TALLY: LOB 1
— QCRH 5
▲ FREE CASH FLOW YIELD LEADER: QCRH
LAST: $35.07 (+1.18%) • MKT CAP: $1.62B
fcf-yield
8.84%
LAST: $102.31 (+1.37%) • MKT CAP: $1.68B
fcf-yield
21.14%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (LOB VS. QCRH)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | LOB | QCRH | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 8.50% | 11.40% | -2.90 | QCRH | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 8.84% | 21.14% | -12.30 | QCRH | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.34% | 0.00% | +0.34 | LOB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 37.7 | 53.3 | -15.59 | QCRH | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 14.2x | 12.3x | +1.90 | QCRH | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.62B | $1.68B | -$52.2M | QCRH | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | LOB REV | QCRH REV | LOB GROSS % | QCRH GROSS % | LOB FCF | QCRH FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $143.5M | $354.1M |
| FY 2024 | $0 | $0 | — | — | $107.5M | $400.0M |
| FY 2023 | $0 | $0 | — | — | $184.9M | $376.3M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
LOB // BETA —
QCRH // BETA —