COMP <GO>
LNC vs VOYA // RETURN ON INVESTED CAPITAL (ROIC)
Lincoln National Corporation (NYSE) VS. Voya Financial Inc. (NYSE) • 15-METRIC TALLY: LNC 3
— VOYA 9
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: VOYA
LAST: $41.01 (-0.87%) • MKT CAP: $7.92B
roic
0.90%
LAST: $98.05 (-0.35%) • MKT CAP: $8.91B
roic
85.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (LNC VS. VOYA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | LNC | VOYA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 0.90% | 85.00% | -84.10 | VOYA | /roic <GO> |
| EV/EBITDA & P/E Valuation | 60.3x | 4.0x | +56.30 | VOYA | /valuation <GO> |
| Free Cash Flow Yield | -12.46% | 13.31% | -25.77 | VOYA | /fcf-yield <GO> |
| Operating Margin | 7.90% | 46.00% | -38.10 | VOYA | /operating-margins <GO> |
| Net Profit Margin | 6.50% | 29.00% | -22.50 | VOYA | /net-margins <GO> |
| Revenue Growth (YoY) | -1.20% | 4.90% | -6.10 | VOYA | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 4.10% | 2.00% | +2.10 | LNC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 3/9 | 8/9 | -5.00 | VOYA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 53.8 | 55.4 | -1.60 | VOYA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.93 | 0.91 | +0.02 | LNC | /macro-sensitivity <GO> |
| Forward P/E Multiple | 6.2x | 12.6x | -6.40 | LNC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $7.92B | $8.91B | -$993.6M | VOYA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | LNC REV | VOYA REV | LNC GROSS % | VOYA GROSS % | LNC FCF | VOYA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $18.21B | $2.25B | — | — | -$986.5M | $1.19B |
| FY 2024 | $18.44B | $2.15B | — | — | -$2.84B | $1.25B |
| FY 2023 | $11.64B | $1.94B | — | — | -$2.60B | $1.55B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
LNC // BETA 0.93
VOYA // BETA 0.91