COMP <GO>
LNC vs PRI // DIVIDEND YIELD & FCF PAYOUT SAFETY
Lincoln National Corporation (NYSE) VS. Primerica Inc. (NYSE) • 15-METRIC TALLY: LNC 3
— PRI 9
▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: LNC
LAST: $41.63 (+1.51%) • MKT CAP: $7.85B
dividend-safety
4.10%
LAST: $283.52 (+0.86%) • MKT CAP: $8.65B
dividend-safety
3.11%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (LNC VS. PRI)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | LNC | PRI | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 0.90% | 5.20% | -4.30 | PRI | /roic <GO> |
| EV/EBITDA & P/E Valuation | 60.3x | 22.7x | +37.60 | PRI | /valuation <GO> |
| Free Cash Flow Yield | -12.46% | 8.63% | -21.09 | PRI | /fcf-yield <GO> |
| Operating Margin | 7.90% | 13.90% | -6.00 | PRI | /operating-margins <GO> |
| Net Profit Margin | 6.50% | 10.90% | -4.40 | PRI | /net-margins <GO> |
| Revenue Growth (YoY) | -1.20% | 6.60% | -7.80 | PRI | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 4.10% | 3.11% | +0.99 | LNC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 3/9 | 7/9 | -4.00 | PRI | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 50.8 | 49.5 | +1.30 | LNC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.93 | 0.97 | -0.04 | PRI | /macro-sensitivity <GO> |
| Forward P/E Multiple | 6.2x | 22.7x | -16.50 | LNC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $7.85B | $8.65B | -$800.0M | PRI | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | LNC REV | PRI REV | LNC GROSS % | PRI GROSS % | LNC FCF | PRI FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $18.21B | $3.29B | — | — | -$986.5M | $753.1M |
| FY 2024 | $18.44B | $3.09B | — | — | -$2.84B | $723.1M |
| FY 2023 | $11.64B | $2.75B | — | — | -$2.60B | $568.8M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
LNC // BETA 0.93
PRI // BETA 0.97