COMP <GO>
LNC vs GNW // EV/EBITDA & P/E VALUATION
Lincoln National Corporation (NYSE) VS. Genworth Financial Inc (NYSE) • 15-METRIC TALLY: LNC 5
— GNW 4
■ METRIC PARITY
LAST: $41.01 (-0.87%) • MKT CAP: $7.92B
valuation
60.3x
LAST: $8.78 (-2.77%) • MKT CAP: $3.41B
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (LNC VS. GNW)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | LNC | GNW | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 0.90% | 2.50% | -1.60 | GNW | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 60.3x | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | -12.46% | 9.58% | -22.04 | GNW | /fcf-yield <GO> |
| Operating Margin | 7.90% | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 6.50% | 3.10% | +3.40 | LNC | /net-margins <GO> |
| Revenue Growth (YoY) | -1.20% | 0.10% | -1.30 | GNW | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 4.10% | 0.00% | +4.10 | LNC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 3/9 | 4/9 | -1.00 | GNW | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 53.8 | 45.9 | +7.90 | LNC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.93 | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 6.2x | 14.2x | -8.00 | LNC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $7.92B | $3.41B | $4.51B | LNC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | LNC REV | GNW REV | LNC GROSS % | GNW GROSS % | LNC FCF | GNW FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $18.21B | $7.30B | — | — | -$986.5M | $327.0M |
| FY 2024 | $18.44B | $7.29B | — | — | -$2.84B | $88.0M |
| FY 2023 | $11.64B | $7.49B | — | — | -$2.60B | $597.0M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
LNC // BETA 0.93
GNW // BETA —