COMP <GO>
LKFN vs V // FORWARD P/E MULTIPLE
Lakeland Financial Corporation (NASDAQ) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: LKFN 3
— V 4
▲ FORWARD P/E MULTIPLE LEADER: LKFN
LAST: $61.84 (+2.91%) • MKT CAP: $1.48B
forward-pe
13.6x
LAST: $425.51 (+2.88%) • MKT CAP: $738.98B
forward-pe
34.0x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (LKFN VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | LKFN | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 13.60% | 32.30% | -18.70 | V | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 28.9x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 6.88% | 2.90% | +3.98 | LKFN | /fcf-yield <GO> |
| Operating Margin | — | 60.00% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 50.10% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 11.30% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.41% | 0.63% | +2.78 | LKFN | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 9.09 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 9/9 | -4.00 | V | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 54.0 | 67.7 | -13.70 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.06 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple ACTIVE | 13.6x | 34.0x | -20.40 | LKFN | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.48B | $738.98B | -$737.50B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | LKFN REV | V REV | LKFN GROSS % | V GROSS % | LKFN FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.94B | $40.00B | — | — | $103.8M | $21.26B |
| FY 2024 | $2.80B | $35.93B | — | — | $93.9M | $18.33B |
| FY 2023 | $433.1M | $32.65B | — | — | $114.0M | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
LKFN // BETA —
V // BETA 1.06