COMP <GO>
LKFN vs AMAL // FREE CASH FLOW YIELD
Lakeland Financial Corporation (NASDAQ) VS. Amalgamated Financial Corp. (NASDAQ) • 15-METRIC TALLY: LKFN 4
— AMAL 3
▲ FREE CASH FLOW YIELD LEADER: AMAL
LAST: $61.02 (+1.03%) • MKT CAP: $1.51B
fcf-yield
6.88%
LAST: $51.32 (+0.37%) • MKT CAP: $1.53B
fcf-yield
8.76%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (LKFN VS. AMAL)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | LKFN | AMAL | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 13.60% | 13.10% | +0.50 | LKFN | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 6.88% | 8.76% | -1.88 | AMAL | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.41% | 1.12% | +2.29 | LKFN | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 4/9 | +1.00 | LKFN | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 55.2 | 58.8 | -3.60 | AMAL | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 13.6x | 13.7x | -0.10 | LKFN | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.51B | $1.53B | -$27.2M | AMAL | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | LKFN REV | AMAL REV | LKFN GROSS % | AMAL GROSS % | LKFN FCF | AMAL FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $103.8M | $134.4M |
| FY 2024 | $0 | $0 | — | — | $93.9M | $122.3M |
| FY 2023 | $0 | $0 | — | — | $114.0M | $117.2M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
LKFN // BETA —
AMAL // BETA —