COMP <GO>
LIFE vs V // OPERATING MARGIN
Ethos Technologies Inc. (Class A) (NASDAQ) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: LIFE 3
— V 8
▲ OPERATING MARGIN LEADER: V
LAST: $42.62 (-1.77%) • MKT CAP: $2.77B
operating-margins
18.80%
LAST: $425.51 (+2.88%) • MKT CAP: $760.28B
operating-margins
60.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (LIFE VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | LIFE | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 40.60% | 32.30% | +8.30 | LIFE | /roic <GO> |
| EV/EBITDA & P/E Valuation | 37.0x | 28.9x | +8.10 | V | /valuation <GO> |
| Free Cash Flow Yield | 1.23% | 2.90% | -1.67 | V | /fcf-yield <GO> |
| Operating Margin ACTIVE | 18.80% | 60.00% | -41.20 | V | /operating-margins <GO> |
| Net Profit Margin | 18.40% | 50.10% | -31.70 | V | /net-margins <GO> |
| Revenue Growth (YoY) | 52.00% | 11.30% | +40.70 | LIFE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.63% | -0.63 | V | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 9.09 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 9/9 | -3.00 | V | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 60.3 | 74.2 | -13.90 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.06 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 33.4x | 34.0x | -0.60 | LIFE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $2.77B | $760.28B | -$757.51B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | LIFE REV | V REV | LIFE GROSS % | V GROSS % | LIFE FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $387.6M | $40.00B | — | — | $34.7M | $21.26B |
| FY 2024 | $254.9M | $35.93B | — | — | -$11.7M | $18.33B |
| FY 2023 | — | $32.65B | — | — | — | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
LIFE // BETA —
V // BETA 1.06