COMP <GO>
LIFE vs MS // FREE CASH FLOW YIELD
Ethos Technologies Inc. (Class A) (NASDAQ) VS. Morgan Stanley (NYSE) • 15-METRIC TALLY: LIFE 5
— MS 6
▲ FREE CASH FLOW YIELD LEADER: LIFE
LAST: $43.62 (+1.85%) • MKT CAP: $2.83B
fcf-yield
1.23%
LAST: $190.00 (-0.07%) • MKT CAP: $298.41B
fcf-yield
-7.25%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (LIFE VS. MS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | LIFE | MS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 40.60% | 3.00% | +37.60 | LIFE | /roic <GO> |
| EV/EBITDA & P/E Valuation | 37.0x | 31.0x | +6.00 | MS | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 1.23% | -7.25% | +8.48 | LIFE | /fcf-yield <GO> |
| Operating Margin | 18.80% | 24.60% | -5.80 | MS | /operating-margins <GO> |
| Net Profit Margin | 18.40% | 20.20% | -1.80 | MS | /net-margins <GO> |
| Revenue Growth (YoY) | 52.00% | 5.50% | +46.50 | LIFE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 2.21% | -2.21 | MS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 5/9 | +1.00 | LIFE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 65.8 | 51.0 | +14.80 | LIFE | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.04 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 33.4x | 16.5x | +16.90 | MS | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $2.83B | $298.41B | -$295.57B | MS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | LIFE REV | MS REV | LIFE GROSS % | MS GROSS % | LIFE FCF | MS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $387.6M | $0 | — | — | $34.7M | -$17.89B |
| FY 2024 | $254.9M | $0 | — | — | -$11.7M | $1.36B |
| FY 2023 | — | $0 | — | — | — | -$33.54B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
LIFE // BETA —
MS // BETA 1.04