COMP <GO>

LEN vs V // DIVIDEND YIELD & FCF PAYOUT SAFETY

Lennar Corporation (NYSE) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: LEN 3 — V 10

▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: LEN

LAST: $85.46 (+2.41%) • MKT CAP: $20.33B

dividend-safety

2.56%

LAST: $410.54 (+2.48%) • MKT CAP: $733.53B

dividend-safety

0.63%

15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (LEN VS. V) EMERALD CELL = QUANTITATIVE EDGE

INSTITUTIONAL METRIC	LEN	V	SPREAD (A - B)	ADVANTAGE	DEDICATED URL
Gross Profit Margin	—	—	—	TIE	/gross-margins <GO>
Return on Invested Capital (ROIC)	8.60%	32.30%	-23.70	V	/roic <GO>
EV/EBITDA & P/E Valuation	8.1x	28.9x	-20.80	LEN	/valuation <GO>
Free Cash Flow Yield	0.14%	2.90%	-2.76	V	/fcf-yield <GO>
Operating Margin	7.40%	60.00%	-52.60	V	/operating-margins <GO>
Net Profit Margin	6.10%	50.10%	-44.00	V	/net-margins <GO>
Revenue Growth (YoY)	-3.50%	11.30%	-14.80	V	/revenue-growth <GO>
Dividend Yield & FCF Payout Safety ACTIVE	2.56%	0.63%	+1.93	LEN	/dividend-safety <GO>
Altman Z-Score & Debt/Equity	3.45	9.09	-5.64	V	/balance-sheet <GO>
Piotroski F-Score Quality	6/9	9/9	-3.00	V	/piotroski-score <GO>
Options Implied Move & Put/Call Skew	—	—	—	TIE	/options-implied-move <GO>
RSI-14 & 200D SMA Momentum	59.0	65.6	-6.60	V	/rsi-technicals <GO>
10Y Yield & FRED Macro Beta	0.97	1.06	-0.09	V	/macro-sensitivity <GO>
Forward P/E Multiple	9.1x	34.0x	-24.90	LEN	/forward-pe <GO>
Enterprise Scale & Market Cap	$20.33B	$733.53B	-$713.20B	V	/market-cap <GO>

5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY

FISCAL YEAR	LEN REV	V REV	LEN GROSS %	V GROSS %	LEN FCF	V FCF
FY 2025	$34.19B	$40.00B	—	—	$28.2M	$21.26B
FY 2024	$35.44B	$35.93B	—	—	$2.23B	$18.33B
FY 2023	$34.23B	$32.65B	—	—	$3.64B	$19.29B

FRED MACRO REGIME CORRELATION COMPARISON PEARSON r

LEN // BETA 0.97

V // BETA 1.06