COMP <GO>
LAD vs V // ALTMAN Z-SCORE & DEBT/EQUITY
Lithia Motors Inc. (NYSE) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: LAD 3
— V 10
▲ ALTMAN Z-SCORE & DEBT/EQUITY LEADER: V
LAST: $297.06 (+2.90%) • MKT CAP: $6.42B
balance-sheet
2.34
LAST: $410.54 (+2.48%) • MKT CAP: $733.53B
balance-sheet
9.09
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (LAD VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | LAD | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 15.20% | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 11.10% | 32.30% | -21.20 | V | /roic <GO> |
| EV/EBITDA & P/E Valuation | 5.9x | 28.9x | -23.00 | LAD | /valuation <GO> |
| Free Cash Flow Yield | 0.09% | 2.90% | -2.81 | V | /fcf-yield <GO> |
| Operating Margin | 4.20% | 60.00% | -55.80 | V | /operating-margins <GO> |
| Net Profit Margin | 2.20% | 50.10% | -47.90 | V | /net-margins <GO> |
| Revenue Growth (YoY) | 4.00% | 11.30% | -7.30 | V | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.86% | 0.63% | +0.23 | LAD | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | 2.34 | 9.09 | -6.75 | V | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 9/9 | -4.00 | V | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 48.4 | 65.6 | -17.20 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.93 | 1.06 | -0.13 | V | /macro-sensitivity <GO> |
| Forward P/E Multiple | 7.3x | 34.0x | -26.70 | LAD | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $6.42B | $733.53B | -$727.11B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | LAD REV | V REV | LAD GROSS % | V GROSS % | LAD FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $37.63B | $40.00B | 15.2% | — | $5.8M | $21.26B |
| FY 2024 | $36.19B | $35.93B | 15.4% | — | $73.7M | $18.33B |
| FY 2023 | $31.04B | $32.65B | — | — | -$1.87B | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
LAD // BETA 0.93
V // BETA 1.06