COMP <GO>
KRNY vs NRIM // NET PROFIT MARGIN
Kearny Financial Corp (NASDAQ) VS. Northrim BanCorp Inc (NASDAQ) • 15-METRIC TALLY: KRNY 3
— NRIM 4
■ METRIC PARITY
LAST: $9.23 (+0.11%) • MKT CAP: $599.3M
net-margins
—
LAST: $24.18 (+0.83%) • MKT CAP: $537.9M
net-margins
25.30%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (KRNY VS. NRIM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | KRNY | NRIM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.40% | 19.80% | -16.40 | NRIM | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 3.57% | 24.89% | -21.32 | NRIM | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin ACTIVE | — | 25.30% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 30.40% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 4.61% | 2.70% | +1.91 | KRNY | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 6/9 | -2.00 | NRIM | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 44.5 | 43.5 | +0.97 | KRNY | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 21.4x | 7.0x | +14.40 | NRIM | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $599.3M | $537.9M | $61.4M | KRNY | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | KRNY REV | NRIM REV | KRNY GROSS % | NRIM GROSS % | KRNY FCF | NRIM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $255.6M | — | — | $21.4M | $133.9M |
| FY 2024 | $0 | $196.0M | — | — | $42.6M | -$9.3M |
| FY 2023 | $0 | $158.3M | — | — | $69.5M | $38.8M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
KRNY // BETA —
NRIM // BETA —