COMP <GO>
KRNY vs HTB // DIVIDEND YIELD & FCF PAYOUT SAFETY
Kearny Financial Corp (NASDAQ) VS. HomeTrust Bancshares Inc. (NYSE) • 15-METRIC TALLY: KRNY 1
— HTB 5
▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: KRNY
LAST: $9.23 (+0.11%) • MKT CAP: $599.3M
dividend-safety
4.61%
LAST: $47.29 (+0.68%) • MKT CAP: $747.9M
dividend-safety
1.12%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (KRNY VS. HTB)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | KRNY | HTB | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.40% | 10.70% | -7.30 | HTB | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 3.57% | 6.06% | -2.49 | HTB | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 4.61% | 1.12% | +3.49 | KRNY | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 4/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 50.2 | 53.2 | -3.00 | HTB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 21.4x | 10.8x | +10.60 | HTB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $599.3M | $747.9M | -$148.7M | HTB | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | KRNY REV | HTB REV | KRNY GROSS % | HTB GROSS % | KRNY FCF | HTB FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $21.4M | $45.3M |
| FY 2024 | $0 | $0 | — | — | $42.6M | $42.4M |
| FY 2023 | $0 | $0 | — | — | $69.5M | -$32.9M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
KRNY // BETA —
HTB // BETA —