COMP <GO>
KMPR vs SAFT // NET PROFIT MARGIN
Kemper Corporation (NYSE) VS. Safety Insurance Group Inc. (NASDAQ) • 15-METRIC TALLY: KMPR 4
— SAFT 4
▲ NET PROFIT MARGIN LEADER: SAFT
LAST: $32.57 (+10.48%) • MKT CAP: $1.92B
net-margins
3.00%
LAST: $103.95 (0.00%) • MKT CAP: $1.53B
net-margins
7.90%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (KMPR VS. SAFT)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | KMPR | SAFT | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 5.30% | 11.10% | -5.80 | SAFT | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | — | 12.58% | — | TIE | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin ACTIVE | 3.00% | 7.90% | -4.90 | SAFT | /net-margins <GO> |
| Revenue Growth (YoY) | 3.30% | 12.80% | -9.50 | SAFT | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 4.15% | 3.53% | +0.62 | KMPR | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 6/9 | -2.00 | SAFT | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 75.2 | 55.3 | +19.83 | KMPR | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.5x | 12.9x | -0.40 | KMPR | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.92B | $1.53B | $393.1M | KMPR | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | KMPR REV | SAFT REV | KMPR GROSS % | SAFT GROSS % | KMPR FCF | SAFT FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $4.79B | $1.26B | — | — | $584.5M | $192.0M |
| FY 2024 | $4.64B | $1.12B | — | — | $382.9M | $124.3M |
| FY 2023 | $4.94B | $931.0M | — | — | -$134.2M | $52.1M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
KMPR // BETA —
SAFT // BETA —