COMP <GO>

KLC vs V // FREE CASH FLOW YIELD

KinderCare Learning Companies Inc. (NYSE) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: KLC 0 — V 9

■ METRIC PARITY

LAST: $2.05 (+5.13%) • MKT CAP: $243.0M

fcf-yield

—

LAST: $410.54 (+2.48%) • MKT CAP: $733.53B

fcf-yield

2.90%

15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (KLC VS. V) EMERALD CELL = QUANTITATIVE EDGE

INSTITUTIONAL METRIC	KLC	V	SPREAD (A - B)	ADVANTAGE	DEDICATED URL
Gross Profit Margin	—	—	—	TIE	/gross-margins <GO>
Return on Invested Capital (ROIC)	-1.00%	32.30%	-33.30	V	/roic <GO>
EV/EBITDA & P/E Valuation	—	28.9x	—	TIE	/valuation <GO>
Free Cash Flow Yield ACTIVE	—	2.90%	—	TIE	/fcf-yield <GO>
Operating Margin	-0.70%	60.00%	-60.70	V	/operating-margins <GO>
Net Profit Margin	-4.10%	50.10%	-54.20	V	/net-margins <GO>
Revenue Growth (YoY)	2.60%	11.30%	-8.70	V	/revenue-growth <GO>
Dividend Yield & FCF Payout Safety	0.00%	0.63%	-0.63	V	/dividend-safety <GO>
Altman Z-Score & Debt/Equity	0.69	9.09	-8.40	V	/balance-sheet <GO>
Piotroski F-Score Quality	3/9	9/9	-6.00	V	/piotroski-score <GO>
Options Implied Move & Put/Call Skew	—	—	—	TIE	/options-implied-move <GO>
RSI-14 & 200D SMA Momentum	52.7	65.6	-12.88	V	/rsi-technicals <GO>
10Y Yield & FRED Macro Beta	—	1.06	—	TIE	/macro-sensitivity <GO>
Forward P/E Multiple	—	34.0x	—	TIE	/forward-pe <GO>
Enterprise Scale & Market Cap	$243.0M	$733.53B	-$733.29B	V	/market-cap <GO>

5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY

FISCAL YEAR	KLC REV	V REV	KLC GROSS %	V GROSS %	KLC FCF	V FCF
FY 2025	$2.73B	$40.00B	—	—	$110.3M	$21.26B
FY 2024	$2.66B	$35.93B	—	—	-$16.4M	$18.33B
FY 2023	$2.51B	$32.65B	—	—	$303.5M	$19.29B

FRED MACRO REGIME CORRELATION COMPARISON PEARSON r

KLC // BETA —

V // BETA 1.06