COMP <GO>
KLAR vs BAC // RETURN ON INVESTED CAPITAL (ROIC)
Klarna Group plc (NYSE) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: KLAR 5
— BAC 5
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: KLAR
LAST: $13.65 (+3.72%) • MKT CAP: $9.63B
roic
9.90%
LAST: $51.14 (+0.57%) • MKT CAP: $357.61B
roic
2.50%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (KLAR VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | KLAR | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 9.90% | 2.50% | +7.40 | KLAR | /roic <GO> |
| EV/EBITDA & P/E Valuation | 21.0x | 30.2x | -9.20 | KLAR | /valuation <GO> |
| Free Cash Flow Yield | 2.21% | 2.10% | +0.11 | KLAR | /fcf-yield <GO> |
| Operating Margin | 13.90% | 32.90% | -19.00 | BAC | /operating-margins <GO> |
| Net Profit Margin | 10.90% | 27.00% | -16.10 | BAC | /net-margins <GO> |
| Revenue Growth (YoY) | -1.10% | 6.80% | -7.90 | BAC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 7/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 54.0 | 38.3 | +15.70 | KLAR | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.92 | 0.90 | +0.02 | KLAR | /macro-sensitivity <GO> |
| Forward P/E Multiple | 30.5x | 10.9x | +19.60 | BAC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $9.63B | $357.61B | -$347.98B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | KLAR REV | BAC REV | KLAR GROSS % | BAC GROSS % | KLAR FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | — | $113.10B | — | — | — | $7.52B |
| FY 2024 | — | $105.86B | — | — | — | -$13.57B |
| FY 2023 | — | $102.77B | — | — | — | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
KLAR // BETA 0.92
BAC // BETA 0.90