COMP <GO>
JRVR vs BAC // 10Y YIELD & FRED MACRO BETA
James River Group Holdings Inc. (NASDAQ) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: JRVR 4
— BAC 5
■ METRIC PARITY
LAST: $3.92 (+1.82%) • MKT CAP: $181.3M
macro-sensitivity
—
LAST: $51.14 (+0.57%) • MKT CAP: $357.61B
macro-sensitivity
0.90
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (JRVR VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | JRVR | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 8.80% | 2.50% | +6.30 | JRVR | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 30.2x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | -13.01% | 2.10% | -15.11 | BAC | /fcf-yield <GO> |
| Operating Margin | — | 32.90% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 6.90% | 27.00% | -20.10 | BAC | /net-margins <GO> |
| Revenue Growth (YoY) | -2.80% | 6.80% | -9.60 | BAC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.10% | 0.00% | +1.10 | JRVR | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 2/9 | 7/9 | -5.00 | BAC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 54.3 | 38.3 | +15.98 | JRVR | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | — | 0.90 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 3.5x | 10.9x | -7.40 | JRVR | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $181.3M | $357.61B | -$357.43B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | JRVR REV | BAC REV | JRVR GROSS % | BAC GROSS % | JRVR FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $687.6M | $113.10B | — | — | -$23.6M | $7.52B |
| FY 2024 | $707.6M | $105.86B | — | — | -$252.0M | -$13.57B |
| FY 2023 | $812.0M | $102.77B | — | — | $88.0M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
JRVR // BETA —
BAC // BETA 0.90