COMP <GO>
JMSB vs NEWT // EV/EBITDA & P/E VALUATION
John Marshall Bancorp Inc. (NASDAQ) VS. NewtekOne Inc. (NASDAQ) • 15-METRIC TALLY: JMSB 3
— NEWT 3
■ METRIC PARITY
LAST: $23.16 (+1.18%) • MKT CAP: $326.8M
valuation
—
LAST: $11.01 (-3.93%) • MKT CAP: $318.0M
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (JMSB VS. NEWT)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | JMSB | NEWT | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 8.00% | 15.20% | -7.20 | NEWT | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 6.74% | — | — | TIE | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.31% | 8.82% | -7.51 | NEWT | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 2/9 | +3.00 | JMSB | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 47.9 | 37.5 | +10.45 | JMSB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 14.3x | 4.9x | +9.40 | NEWT | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $326.8M | $318.0M | $8.8M | JMSB | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | JMSB REV | NEWT REV | JMSB GROSS % | NEWT GROSS % | JMSB FCF | NEWT FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $22.0M | -$579.3M |
| FY 2024 | $0 | $0 | — | — | $16.8M | -$153.5M |
| FY 2023 | $0 | $0 | — | — | $18.0M | -$169.2M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
JMSB // BETA —
NEWT // BETA —